California
subscribers: You may cancel your subscription, without penalty or obligation,
at any time prior to midnight of the third business day following the date you
subscribed. If you subscribed using an External Service (e.g., Apple ID, Google
Play), you must cancel through your External Service, as set forth in more
detail in Section 8a. If you subscribed through your Apple ID, refunds are
handled by Apple, not TLF. You can request a refund from Apple through
your Apple ID account on your phone or at https://getsupport.apple.com. All
other users may request a refund by contacting TLF Customer Service
via support@truelovefinder.com, or by mailing or delivering a signed and dated
notice that states that you, the buyer, are canceling this agreement, or words
of similar effect. Please also include your name and the email address, phone
number, or other unique identifier you used to sign up for your account.
This notice shall be sent to: TLF, Attn: Cancellations, 10962
Perry Hwy., Wexford, PA 15090, USA. You may have these Terms of Use
("Terms") emailed to you by sending a letter to Terms Inquiries, 10962
Perry Hwy., Wexford, PA 15090, USA. In accordance with Cal. Civ. Code §1789.3,
you may report complaints to the Complaint Assistance Unit of the Division of
Consumer Services of the California Department of Consumer Affairs by
contacting them in writing at Consumer Information Division, 1625 North Market
Blvd., Suite N112 Sacramento, CA 95834, or by telephone at (800) 952-5210.
We have included brief
summaries at the beginning of each section to make it easier for you to read
and understand this agreement. The summaries do not replace the text of each
section, and you should still read each section in its entirety.
1. INTRODUCTION
By accessing or
using TLF's Services, you agree to be bound by this Terms of Use Agreement
(the "Terms" or "Agreement"), including our Privacy Policy,
Cookie Policy, Community Guidelines, and Safety Tips, so it is important that
you read this Agreement and these policies and procedures carefully before you
create an account.
PLEASE
CAREFULLY REVIEW THE DISPUTE RESOLUTION PROVISIONS IN SECTION 15 BELOW. THESE
GOVERN THE MANNER IN WHICH DISPUTES WILL BE ADDRESSED BETWEEN YOU AND TLF.
THESE PROVISIONS INCLUDE A MANDATORY PRE-ARBITRATION INFORMAL DISPUTE
RESOLUTION PROCESS (EXCEPT FOR INDIVIDUAL CLAIMS OF SEXUAL ASSAULT OR SEXUAL
HARASSMENT OCCURRING IN CONNECTION WITH YOUR USE OF THE SERVICES), AN
ARBITRATION AGREEMENT, SMALL CLAIMS COURT ELECTION, CLASS ACTION WAIVER,
ADDITIONAL PROCEDURES FOR MASS ARBITRATION FILINGS, AND JURY TRIAL WAIVER THAT
AFFECT YOUR RIGHTS. IN ARBITRATION, THERE IS TYPICALLY LESS DISCOVERY AND
APPELLATE REVIEW THAN IN COURT.
We may update these
Terms from time to time, so check this page regularly for updates.
Welcome to True Love Finder, a/k/a TLF, operated and owned
by True Love Finder, LLC. As used in this Agreement, the terms "TLF,"
"us," "we," the Company", and "our" shall
refer to True Love Finder, LLC. Together you and TLF may be referred
to as the “Parties” or separately as “Party.”
By accessing or using our Services on truelovefinder.com
(the "Website"), the True Love Finder mobile application
(the "App"), or any other platforms or services True Love Finder may
offer (collectively, the "Service" or our "Services"), you
agree to, and are bound by this Agreement. This Agreement applies to anyone who
accesses or uses our Services, regardless of registration or subscription
status.
Your access and use of
our Services is also subject to the Privacy Policy, Cookie Policy, Community
Guidelines, and Safety Tips and any terms disclosed and agreed to by you when
you purchase additional features, products, or services from TLF ("Additional
Terms Upon Purchase"), which are incorporated into this Agreement by
reference. If you do not wish to be bound by this Agreement, do not access or
use our Services.
Subject to applicable law, we reserve the right to modify,
amend, or change the Terms at any time. Notice of any material change will be
posted on this page with an updated effective date. In certain circumstances,
we may notify you of a change to the Terms via email or other means; however,
you are responsible for regularly checking this page for any changes. Your
continued access or use of our Services constitutes your ongoing consent to any
changes, and as a result, you will be legally bound by the updated Terms. If
you do not accept a change to the Terms, you must stop accessing or using our
Services immediately. Notwithstanding the foregoing, any material changes to
the Limitation of Liability in Section 14 and the Dispute Resolution provisions
in Section 15 below will require your affirmative acceptance. Further, we
reserve the right to change the availability of features in our subscription
plans in any manner and at any time as we may determine in our sole and
absolute discretion.
2. ACCOUNT
ELIGIBILITY; YOUR RESPONSIBILITIES
Before you create an
account on TLF, make sure you are eligible to use our Services. This
Section also details what you can and can’t do when using the Services, as well
as the rights you grant TLF.
You are not authorized
to create an account or use the Services unless all of the following are true,
and by using our Services, you represent and warrant that:
1.
You are an individual (i.e., not anybody corporate, partnership
or other business entity) and are at least 18 years old;
2.
You are legally qualified to enter into a binding contract
with True Love Finder via www.truelovefinder.com;
3.
You are and individual that is single, separated from your
spouse, divorced, and/or legally permitted to seek a friendly or intimate
relationship whether via online or in person upon meeting up;
4.
You are not located in a country that is subject to a U.S.
Government embargo, or that has been designated by the U.S. Government as a
"terrorist supporting" country;
5.
You are not on any list of individuals prohibited from
conducting business with the United States (for example, the U.S. Treasury
Department’s list of Specially Designated Nationals or any similar government
agency list) nor do you face any other similar prohibition;
6.
You are not prohibited by law from using our Services;
7.
You have not committed, been convicted of, or pled no contest to
a felony or indictable offense (or crime of similar severity), a sex crime, or
any crime involving violence or a threat of violence, unless you have received
clemency for a non-violent crime and we have determined that you are not likely
to pose a threat to other users of our Services;
8.
You are not required to register as a sex offender with any
state, federal or local sex offender registry;
9.
You do not have more than one account on our Services; and
10.
You have not previously been removed from our Services or our
affiliates’ services by us or our affiliates, unless you have our express
written permission to create a new account.
If at any time you cease to meet these requirements, all
authorization to access our Services or systems is automatically revoked, and
you must immediately delete your account, and we retain the right to remove
your access to our Services without warning.
You agree to:
1.
Comply with these Terms, and check this page from time to time
to ensure you are aware of any changes;
2.
Comply with all applicable laws, including without limitation,
privacy laws, intellectual property laws, anti-spam laws, and regulatory
requirements;
3.
Use the latest version of the Website and/or App;
4.
Treat other users in a courteous and respectful manner, both on
and off our Services;
5.
Be respectful when communicating with any of our customer care
representatives or other employees;
6.
Review the Safety Tips;
7.
Review and comply with the Community Guidelines, as updated from
time to time; and
8.
Maintain a strong password and take reasonable measures to
protect the security of your login information.
You agree that you
will not:
1.
Misrepresent your identity, age, current or previous positions,
qualifications, or affiliations with a person or entity;
2.
Use the Services in a way that damages the Services or prevents
their use by other users;
3.
Use our Services in a way to interfere with, disrupt or
negatively affect the platform, the servers, or our Services' networks;
4.
Use our Services for any harmful, illegal, or nefarious purpose,
including, but not limited to, using any Virtual Items for purposes of money
laundering or other financial crimes;
5.
Harass, bully, stalk, intimidate, assault, defame, harm or
otherwise mistreat any person;
6.
Post or share Prohibited Content (see below);
7.
Solicit passwords for any purpose, or personal identifying
information for commercial or unlawful purposes from other users or disseminate
another person's personal information without his or her permission;
8.
Solicit money or other items of value from another user, whether
as a gift, loan, or form of compensation;
9.
Use another user’s account;
10.
Use our Services in relation to fraud, a pyramid scheme, or
other similar practice;
11.
Use our Services in relation to any political campaign financing
or for the purpose of influencing any election, other than sharing your own
personal political opinions.
12.
Violate the terms of the license granted to you by TLF (see
Section 6 below).
13.
Disclose private or proprietary information that you do not have
the right to disclose;
14.
Copy, modify, transmit, distribute, or create any derivative
works from, any Member Content or Our Content, or any copyrighted material,
images, trademarks, trade names, service marks, or other intellectual property,
content or proprietary information accessible through our Services
without TLF's prior written consent;
15.
Express or imply that any statements you make are endorsed
by TLF;
16.
Use any robot, crawler, site search/retrieval application, proxy
or other manual or automatic device, method or process to access, retrieve,
index, "data mine," or in any way reproduce or circumvent the
navigational structure or presentation of our Services or its contents;
17.
Upload viruses or other malicious code or otherwise compromise
the security of our Services;
18.
Forge headers or otherwise manipulate identifiers to disguise
the origin of any information transmitted to or through our Services;
19.
"Frame" or "mirror" any part of our Services
without TLF's prior written authorization;
20.
Use meta tags or code or other devices containing any reference
to TLF or the platform (or any trademark, trade name, service mark,
logo or slogan of TLF) to direct any person to any other website for any
purpose;
21.
Modify, adapt, sublicense, translate, sell, reverse engineer,
decipher, decompile or otherwise disassemble any portion of our Services, or
cause others to do so;
22.
Use or develop any third-party applications or services that
directly interact with our Services or Member Content or information without
our written consent, including but not limited to artificial intelligence or
machine learning systems;
23.
Use, access, or publish the TLF application
programming interface without our written consent;
24.
Probe, scan or test the vulnerability of our Services or any
system or network;
25.
Encourage, promote, or agree to engage in any activity that
violates these Terms; or
26.
Create a new account after we suspend or terminate your account,
unless you receive our express permission.
The license granted to you under these Terms and any
authorization to access the Services is automatically revoked in the event that
you do any of the above.
Prohibited Content
— True Love Finder (TLF) prohibits uploading or sharing content that:
1.
Could reasonably be deemed to be offensive or to harass, upset,
embarrass, alarm or annoy any other person;
2.
Is obscene, pornographic, violent or otherwise may offend human
dignity, or contains nudity;
3.
Is abusive, insulting or threatening, discriminatory or that
promotes or encourages racism, sexism, hatred or bigotry;
4.
Encourages or facilitates any illegal activity including,
without limitation, terrorism, inciting racial hatred or the submission of
which in itself constitutes committing a criminal offense;
5.
Encourages or facilitates any activity that may result in harm
to the user or another person, including, but not limited to, promotion of
self-harm, eating disorders, dangerous challenges, violent extremism,
6.
Is defamatory, libelous, or untrue;
7.
Relates to commercial activities (including, without limitation,
sales, competitions, promotions, and advertising, solicitation for services,
"sugar daddy" or "sugar baby" relationships, links to other
websites or premium line telephone numbers);
8.
Involves the transmission of "junk" mail or
"spam";
9.
Contains any spyware, adware, viruses, corrupt files, worm
programs or other malicious code designed to interrupt, damage or limit the
functionality of or disrupt any software, hardware, telecommunications,
networks, servers or other equipment, Trojan horse or any other material
designed to damage, interfere with, wrongly intercept or expropriate any data
or personal information whether from TLF or otherwise;
10.
Infringes upon any third party's rights (including, without
limitation, intellectual property rights and privacy rights);
11.
Was not written by you or was automatically generated, unless
expressly authorized by TLF;
12.
Includes the image or likeness of another person without that
person's consent (or in the case of a minor, the minor's parent or guardian),
or is an image or likeness of a minor unaccompanied by the minor's parent or
guardian;
13.
Is inconsistent with the intended use of the Services; or
14.
May harm the reputation of TLF or its affiliates,
meaning the uploading or sharing of content on the True Love Finder platform
that is defamatory to TLF or its affiliates or advocates misuse of
the Service or any service provided by TLF's affiliates.
The uploading or sharing of content that violates these Terms
("Prohibited Content") may result in the immediate suspension or
termination of your account.
3. CONTENT
It is important that
you understand your rights and responsibilities with regard to the content on
our Services, including any content you provide or post. You are expressly
prohibited from posting inappropriate content.
While using our Services, you will have access to: (i) content
that you upload or provide while using our Services, even if suggested by our
Services ("Your Content"); (ii) content that other users upload or
provide while using our Services ("Member Content"); and (iii)
content that TLF provides on and through our Services ("Our
Content"). In this agreement, "content" includes, without
limitation, all text, images, video, audio, or other material on our Services,
including information on users’ profiles and in direct messages between users.
3a. YOUR CONTENT
You are responsible
for Your Content. Don’t share anything that you wouldn’t want others to see,
that would violate this Agreement, or that may expose you or us to legal
liability.
You are solely responsible and liable for Your Content, and,
therefore, you agree to indemnify, defend, release, and hold us harmless from
any claims made in connection with Your Content.
You represent and warrant to us that the information you provide
to us or any other user is accurate, including any information submitted
through Facebook or other third-party sources (if applicable), and that you
will update your account information as necessary to ensure its accuracy.
The content included
on your individual profile should be relevant to the intended use of our
Services. You may not upload any Prohibited Content, and your content must
further comply with our Community Guidelines. You may not display any personal
contact, banking information, or peer-to-peer payment information, whether in
relation to you or any other person (for example, names, home addresses or
postcodes, telephone numbers, email addresses, URLs, credit/debit card,
peer-to-peer payment user name, or other banking details). If you choose to
reveal any personal information about yourself to other users, you do so at
your own risk. We strongly encourage you to use caution in disclosing any
personal information online.
Your individual profile will be visible to other people around
the world, so be sure that you are comfortable sharing Your Content before you
post such content. You acknowledge and agree that Your Content may be viewed by
other users, and, notwithstanding these Terms, other users may share Your
Content with third parties. By uploading Your Content, you represent and
warrant to us that you have all necessary rights and licenses to do so and
automatically grant us a license to use Your Content as provided under Section
7 below.
We may provide tools and features to enhance individual
expression through Your Content and Member Content (described in Section 3b),
and we’re constantly developing new technologies to improve our Services.
Certain tools or features may allow you to generate or enhance content based on
Your Content. This is still Your Content, and you are responsible for it and
its accuracy, as well as your use of it on our Services and any and all
decisions made, actions taken, and failures to take action based on Your Content.
Be careful in choosing and sharing Your Content.
You understand and agree that we may monitor or review Your
Content, and we have the right to remove, delete, edit, limit, or block or
prevent access to any of Your Content at any time at our sole discretion.
Furthermore, you understand and agree that we have no obligation to display or
review Your Content.
3b. MEMBER CONTENT
While you will have
access to Member Content, it is not yours and you may not copy or use Member
Content for any purpose except as contemplated by these Terms.
Other users will also share content on our Services. Member
Content belongs to the user who posted the content and is stored on our servers
and displayed at the direction of that user.
You should always carefully review and independently verify
Member Content for accuracy. Other users may use tools to generate or enhance
content based on the Member Content they provide. Member Content may include
biased, incorrect, harmful, offensive, or misleading information. Other users
are responsible for their Member Content, as well as any and all decisions
made, actions taken, and failures to take action based on their use of Member
Content.
You do not have any rights in relation to Member Content, and,
unless expressly authorized by us i.e., True Love Finder, LLC (a/k/a TLF),
you may only use Member Content to the extent that your use is consistent with
our Services' purpose of allowing us to communicate with and meet one another.
You may not copy the Member Content or use Member Content for commercial
purposes, to spam, to harass, or to make unlawful threats. We reserve the right
to terminate your account if you misuse Member Content.
3c. OUR CONTENT
True Love Finder, LLC
i.e. TLF owns all other content on our Services.
Any other text, content, graphics, user interfaces, trademarks,
logos, sounds, artwork, images, and other intellectual property appearing on
our Services is owned, controlled or licensed by us and protected by copyright,
trademark and other intellectual property law rights. All rights, title, and
interest in and to Our Content remains with us at all times.
We grant you a limited license to access and use Our Content as
provided under Section 6 below, and we reserve all other rights.
4. INAPPROPRIATE
CONTENT AND MISCONDUCT; REPORTING
True Love Finder, LLC does
not tolerate inappropriate content or behavior on our Services.
We are committed to
maintaining a positive and respectful TLF community, and we do not
tolerate any inappropriate content or misconduct, whether on or off of the
Services (including, but not limited to, on services operated by our
affiliates). We encourage you to report any inappropriate Member Content or misconduct
by other users. You can report a user directly through the "Report "
link on a user's profile or in the messaging experience. You may also
email TLF Customer Service about any abuse or inappropriate behavior @
abuse@truelovefinder.com.
As set forth in our
Privacy Policy, we may share data between our affiliates for the safety and
security of our users and may take necessary actions if we believe you have
violated these Terms, including banning you from our Services and/or preventing
you from creating new accounts. You understand and agree that we may not share
information with you regarding your account if doing so would potentially
impair the safety or privacy of our other users.
Member Content is subject to the terms and conditions of
Sections 512(c) and/or 512(d) of the Digital Millennium Copyright Act 1998. To
submit a complaint regarding Member Content that may constitute intellectual
property infringement, see Section 12 (Digital Millennium Copyright Act) below.
5. PRIVACY
Privacy is important
to us. We have a separate policy about it that you should read.
For information about
how TLF collects, uses, and shares your personal data, please read
our Privacy Policy. By using our
Services, you agree that we may use your personal data in accordance with our
Privacy Policy.
6.
RIGHTS YOU ARE GRANTED BY TLF
TLF grants you
the right to use and enjoy our Services, subject to these Terms.
For as long as you comply with these Terms, TLF grants
you a personal, worldwide, royalty-free, non-assignable, non-exclusive,
revocable, and non-sublicensable license to access and use our Services for
purposes as intended by TLF and permitted by these Terms and
applicable laws. This license and any authorization to access the Service are
automatically revoked in the event that you fail to comply with these Terms.
7.
RIGHTS YOU GRANT TLF
You own all of the
content you provide to TLF on the truelovefinder.com website, but you also
grant us the right to use Your Content as provided in this Agreement.
By creating an account, you grant to TLF a worldwide,
perpetual, transferable, sub-licensable, royalty-free right and license to
host, store, use, copy, display, reproduce, adapt, edit, publish, translate,
modify, reformat, incorporate into other works, advertise, distribute and
otherwise make available to the general public Your Content, including any
information you authorize us to access from Facebook or any other website or other
third-party sources (if applicable), in whole or in part, and in any way and in
any format or medium currently known or developed in the future. TLF's
license to Your Content shall be non-exclusive, except that TLF's license
shall be exclusive with respect to derivative works created through use of our
Services. For example, TLF would have an exclusive license to
screenshots of our Services that include Your Content.
In addition, so that TLF can prevent the use of Your
Content outside of our Services, you authorize TLF to act on your
behalf with respect to infringing uses of Your Content taken from our Services
by other users or third parties. This expressly includes the authority, but not
the obligation, to send notices pursuant to 17 U.S.C. § 512(c)(3) (i.e., DMCA
Takedown Notices) on your behalf if Your Content is taken and used by third
parties outside of our Services. TLF is not obligated to take any
action with regard to use of Your Content by other users or third
parties. TLF’s license to Your Content is subject to your rights under
applicable law (for example, laws regarding personal data protection to the
extent the content contains personal information as defined by those laws).
In consideration for TLF allowing you to use our
Services, you agree that we, our affiliates, and our third-party partners may
place advertising on our Services. By submitting suggestions or feedback
to TLF regarding our Services, you agree that TLF may use
and share such feedback for any purpose without compensating you.
You agree that TLF may access, preserve, and disclose
your account information, including Your Content, if required to do so by law
or upon a good faith belief that such access, preservation, or disclosure is
reasonably necessary to: (i) comply with legal process; (ii) enforce these
Terms; (iii) respond to claims that any content violates the rights of third
parties; (iv) respond to your requests for customer service; (v) protect the
rights, property or personal safety of the Company or any other person, or (vi)
to investigate, prevent, or take other action regarding illegal activity,
suspected fraud or other wrongdoing.
8. PURCHASES AND
AUTOMATICALLY RENEWING SUBSCRIPTIONS
You will have the
opportunity to purchase products and services from TLF. If you purchase a
subscription, it will automatically renew — and you will be charged — until you
cancel.
TLF may offer
products and services for purchase through various well-known agencies, or
other external services and sources authorized by TLF (each, an
"External Service," and any purchases made thereon, an "External
Service Purchase"). TLF may also offer products and services for
purchase via credit card or other payment processors on the Website or inside
the App ("Internal Purchases"). If you purchase a subscription, it will
automatically renew until you cancel, in accordance with the terms disclosed to
you at the time of purchase, as further described below. If you cancel your
subscription, you will continue to have access to your subscription benefits
until the end of your subscription period, at which point it will expire. If
you cancel a subscription after it is renewed for the following month, even if
only a day or two, unfortunately TLF does not offer any proration of refunds
therefore your subscription would remain active until the end of the
subscription period purchased and will no longer renew at that time.
Because our Services may be utilized without a subscription,
canceling your subscription does not remove your profile from our Services. If
you wish to fully terminate your membership, you must terminate your membership
as set forth in Section 9.
True Love Finder, LLC. operates a global business, and our
pricing varies based on a number of factors. We frequently offer promotional
rates - which can vary based on region, length of subscription, bundle size,
past purchases, account activity, and more. We also regularly test new features
and payment options. In the event of a price change, we will attempt to notify
you in advance of the change by sending an email and/or other communication
message to the contact information you have registered for your account. If you
do not wish to accept a price change, you may cancel your subscription in
accordance with the instructions included in that communication and below. If
you do not timely cancel your subscription, your subscription will be renewed
at the price in effect at the time of the renewal, without any additional
action by you, and you authorize us to charge your payment method for these
amounts. To the extent permissible by law, we reserve the right, including
without prior notice, to limit the available quantity of or discontinue making
available any product, feature, service or other offering; to impose conditions
on the honoring of any coupon, discount, offer or other promotion; to bar any
user from making any transaction; and to refuse to provide any user with any
product, service or other offering.
8a. EXTERNAL SERVICE
PURCHASES AND SUBSCRIPTIONS
External Service
Purchases, including subscriptions, may be processed through the External
Service, in which case those purchases must be managed through your External
Service Account. Subscriptions automatically renew until you cancel, and
depending upon when you cancel, the current subscription previously purchased
will remain active until the end of the purchased subscription period.
When making a purchase on the Service, you may have the option
to pay through an External Service, such as with your Credit Card, or PayPal account
etc. etc. ("your External Service Account"), and your External
Service Account will be charged for the purchase in accordance with the terms
disclosed to you at the time of purchase and the general terms applicable to
your External Service Account. Some External Services may charge you sales tax,
depending on where you live, which may change from time to time.
If your External Service Purchase includes an automatically
renewing subscription, your External Service Account will continue to be
periodically charged for the subscription until you cancel. After your initial
subscription commitment period, and again after any subsequent subscription
period, the subscription will automatically continue for the price and time
period you agreed to when subscribing. If you received a discounted promotional
offer, your price may go up per the terms of that offer following the initial
subscription period for any subsequent renewal period.
To cancel a
subscription:
If you do not want your subscription to renew automatically, or if you want to
change or terminate your subscription, you must log in to your External Service
Account and follow instructions to manage or cancel your subscription, even if
you have otherwise deleted your account with us or if you have deleted the App
from your device. For example, if you subscribed using your Apple Card Pay or
ID, cancellation is handled by Apple, not TLF. To cancel a purchase made
with your Apple ID, go to Settings > iTunes & App Stores > [click on
your Apple ID] > View Apple ID > Subscriptions, then find your TLF subscription
and follow the instructions to cancel. You can also request assistance at
https://getsupport.apple.com.
Similarly, if you subscribed on Google Play, cancellation is
handled by Google. To cancel a purchase made through Google Play, launch the
Google Play app on your mobile device and go to Menu > My Apps >
Subscriptions, then find your TLF subscription and follow the
instructions to cancel. You can also request assistance at
https://play.google.com. If you cancel a subscription, you may continue to use
the cancelled service until the end of your then-current subscription term. The
subscription will not be renewed when your then-current term expires.
If you initiate a chargeback or otherwise reverse a payment made
with your External Service Account, TLF may terminate your account
immediately in its sole discretion, on the basis that you have determined that
you do not want a TLF subscription. In the event that your chargeback
or other payment reversal is overturned, please contact Customer Care. TLF
will retain all funds charged to your External Service Account until you cancel
your subscription through your External Service Account.
Certain users may be entitled to request a refund. See Section
8d below for more information.
8b. INTERNAL PURCHASES
AND SUBSCRIPTIONS
Internal Purchases,
including subscriptions, are processed using the Payment Method you provide on
the Website or App. Subscriptions automatically renew until you cancel.
If you make an
Internal Purchase, you agree to pay the prices displayed to you for the
Services you’ve selected as well as any sales or similar taxes that may be
imposed on your payments (and as may change from time to time), and you
authorize TLF to charge the payment method you provide (your
"Payment Method"). TLF may correct any billing errors or
mistakes even if we have already requested or received payment. If you initiate
a chargeback or otherwise reverse a payment made with your Payment
Method, TLF may terminate your account immediately in its sole
discretion, on the basis that you have determined that you do not want a TLF subscription.
In the event that your chargeback or other payment reversal is overturned,
please contact us at: support@truelovefinder.com
If your Internal Purchase includes an automatically renewing
subscription, your Payment Method will continue to be periodically charged for
the subscription until you cancel. After your initial subscription commitment
period, and again after any subsequent subscription period, your subscription
will automatically continue for the price and time period you agreed to when
subscribing, until you cancel.
To cancel a subscription, log in to the Website or App and go to
the Account section. If you cancel a subscription, you may continue to use the
canceled service until the end of your then-current subscription term. The
subscription will not be renewed when your then-current term expires.
You may edit your Payment Method information by using the
Settings tool and following the link to let your upgrade expire. If a payment
is not successfully processed, due to expiration, insufficient funds, or
otherwise, you remain responsible for any uncollected amounts and authorize us
to continue billing the Payment Method, as it may be updated. This may result
in a change to your payment billing dates.
In addition, you authorize us to obtain updated or replacement
expiration dates and card numbers for your credit or debit card as provided by
your credit or debit card issuer. The terms of your payment will be based on
your Payment Method and may be determined by agreements between you and the
financial institution, credit card issuer, or other provider of your chosen
Payment Method. Certain users may be entitled to request a refund. See Section
8d below for more information.
8c. VIRTUAL ITEMS
Virtual items are
non-refundable and subject to certain conditions.
From time to time, you may have the opportunity to purchase a
limited, personal, non-transferable, non-sublicensable, revocable license to
use or access special limited-use features including but not limited to credits
redeemable on virtual items, such as “Boost Me”, “Love Advice” services &
any offered "Virtual Gifts” Item(s)" from TLF, in which are all
purchased with Tokens. You may only purchase Virtual Items from us or our
authorized partners through our Services/website.
Virtual Items represent a limited license right governed by this
Agreement, and, except as otherwise prohibited by applicable law, no title or
ownership in or to Virtual Items is being transferred or assigned to you. This
Agreement should not be construed as a sale of any rights in Virtual Items.
Any Virtual Item balance shown in your account does not
constitute a real-world balance or reflect any stored value, but instead
constitutes a measurement of the extent of your license. Virtual Items do not
incur fees for non-use; however, the license granted to you in Virtual Items
will terminate in accordance with the terms of this Agreement, or the earlier
of when TLF ceases providing you Services, or your account is
otherwise closed or terminated.
True Love Finder, LLC (TLF), in its sole discretion, reserves
the right to charge fees for the right to access or use Virtual Items and/or
may distribute Virtual Items with or without charge. TLF may manage,
regulate, control, modify, or eliminate Virtual Items at any time, including
taking actions that may impact the perceived value or purchase price, if
applicable, of any Virtual Items. TLF shall have no liability to you
or any third party in the event that TLF exercises any such rights.
The transfer of Virtual Items is prohibited, and you shall not sell, redeem, or
otherwise transfer Virtual Items to any person or entity. Virtual Items may
only be redeemed through our Services.
ALL PURCHASES AND REDEMPTIONS OF
VIRTUAL ITEMS MADE THROUGH OUR SERVICES ARE FINAL AND NON-REFUNDABLE. YOU
ACKNOWLEDGE THAT TLF IS NOT REQUIRED TO PROVIDE A REFUND FOR ANY
REASON, AND THAT YOU WILL NOT RECEIVE MONEY OR OTHER COMPENSATION FOR UNUSED
VIRTUAL ITEMS and/or TOKENS PURCHASED WHEN AN ACCOUNT IS CLOSED, WHETHER SUCH
CLOSURE WAS VOLUNTARY OR INVOLUNTARY.
8d. REFUNDS
Generally, all
purchases are nonrefundable. Special terms apply in Arizona, California,
Colorado, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina,
Ohio, Rhode Island, and Wisconsin.
Generally, all purchases are final and nonrefundable, and there
are no refunds or credits for partially used periods, except if the laws
applicable in your jurisdiction provide for refunds.
For subscribers residing in Arizona,
California, Colorado, Connecticut, Illinois, Iowa, Minnesota, New York, North
Carolina, Ohio, Rhode Island, and Wisconsin:
Your Right to Cancel - You may cancel your subscription, without
penalty or obligation, at any time prior to midnight of the third business day
following the date you subscribed. In the event that you die before the end of
your subscription period, your estate shall be entitled to a refund of that
portion of any payment you had made for your subscription which is allocable to
the period after your death. In the event that you become disabled (such that
you are unable to use our Services) before the end of your subscription period,
you shall be entitled to a refund of that portion of any payment you had made
for your subscription which is allocable to the period after your disability by
providing the Company notice in the same manner as you request a refund as
described below.
Purchases of Virtual Items are FINAL AND NON-REFUNDABLE.
If any of the above
apply to you and you subscribed using your Apple ID, your refund requests are
handled by Apple, not TLF. To request a refund, please contact your
External Service directly; for example using your Apple device, go to Settings
> iTunes & App Stores > [click on your Apple ID] > View Apple ID
> Purchase History. Find the transaction and select "Report a
Problem." You can also request a refund at https://getsupport.apple.com.
For any other purchase, please contact TLF Customer Service with your
order number (see your confirmation email) by mailing or delivering a signed
and dated notice which states that you, the buyer, are canceling this
Agreement, or words of similar effect. Please also include the email address or
telephone number associated with your account along with your order number.
This notice shall be sent to: TLF, Attn: Cancellations, 10962 Perry Hwy., Wexford,
PA 15090, USA (California and Ohio users may also email us at: cancellations@truelovefinder.com
8e. INSTALLMENT PLAN
CONDITIONS
If you agree to make a
purchase pursuant to the installment plan option, your purchase will be subject
to these additional terms and conditions, including around eligibility,
payment, and cancellation.
By selecting the option to pay in four payments and clicking
subscribe, in addition to the terms set forth above, you agree to the following
additional terms that will govern your installment plan purchase:
1.
Eligibility. To be eligible, you must be a TLF member in good
standing residing in the United States of America. This offer may not be
available to every customer and may not be available for all Services TLF offers. TLF will
not use a consumer credit report to determine your eligibility for this
Agreement.
2.
Payment. You authorize TLF to charge the Payment Method
selected on a periodic basis (as determined when you register). You will be
charged the full price of the qualifying product you selected spread equally
over one initial payment due at the time of purchase and three subsequent
payments (provided, however, that if the full price is not evenly divisible by
four, your final payment amount may be smaller). The three subsequent payments
will be charged in the increments you selected as part of your subscription
plan. No interest or finance charges apply to this installment plan purchase.
Any interest, finance charges or fees assessed by the issuer of your Payment
Method may still apply. You are personally responsible for any applicable
state, federal or other taxes that may be associated with your purchase of
Services unless noted otherwise.
You can choose to prepay your next scheduled
payment or the full remaining balance at any time by contacting Customer Care.
3.
TLF’s right to Terminate. If TLF is not able to charge any
payment to your Payment Method, TLF reserves the right to pursue any
remedy that is available to it, including the right to suspend or terminate
your TLF subscription and/or TLF account. You agree
that TLF and its affiliates have no liability related to the exercise
of these remedies.
4.
Cancellation Policy. Except as otherwise set forth herein, your subscription
purchased through your installment plan will continue until terminated,
cancelled, or not renewed by you or TLF, as further described in this
Agreement. If not terminated, cancelled, or not renewed, your Membership will
continue to renew with installment payments, until you cancel or change your
payment options, via your Account Settings. If you cancel a subscription, you
may continue to use the cancelled service until the end of your then-current subscription
term. The subscription will not be renewed when your then-current term expires.
If you cancel your subscription prior to completing all payments due, unless
otherwise required by applicable law, the remaining balance of the subscription
will remain due and payable pursuant to the installment payment schedule you
agreed to.
9. ACCOUNT TERMINATION
If you no longer wish
to use our Services, or if we terminate your account for any reason, here’s
what you need to know.
You can delete your
account at any time by logging into the Website or App, going to
"Settings" (the gear icon in the top right corner), clicking
"Delete account", and following the instructions to complete the
deletion process.
In the App, you can
access the gear icon in Profile. However, you will need to cancel /
manage any External Service Purchases through your External Service Account
(e.g., Credit Card, PayPal, or any other payment methods used) to avoid
additional billing.
TLF reserves the right to investigate and, if appropriate,
suspend or terminate your account without a refund if TLF believes
that you have violated these Terms, misused our Services, or behaved in a way
that TLF regards as inappropriate or unlawful, on or off our
Services. We reserve the right to make use of any personal, technological,
legal, or other means available to enforce the Terms, at any time without
liability and without the obligation to give you prior notice, including, but
not limited to, preventing you from accessing the Services.
If your account is
terminated by you or by TLF for any reason, these Terms continue and
remain enforceable between you and TLF, and you will not be entitled to
any refund for purchases made. Your information will be maintained and deleted
in accordance with our Privacy Policy.
10. NO CRIMINAL
BACKGROUND OR IDENTITY VERIFICATION CHECKS
TLF does not
conduct criminal background or identity verification checks on its users.
Though TLF strives to encourage a respectful user experience,
it is not responsible for the conduct of any user on or off the Service. Use
your best judgment when interacting with others and review our Safety
Tips.
YOU
UNDERSTAND THAT TLF DOES NOT CONDUCT CRIMINAL BACKGROUND OR IDENTITY
VERIFICATION CHECKS ON ITS USERS OR OTHERWISE INQUIRE INTO THE BACKGROUND OF
ITS USERS. TLF MAKES
NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT, IDENTITY, HEALTH, PHYSICAL
CONDITION, INTENTIONS, LEGITIMACY, OR VERACITY OF USERS. TLF RESERVES
THE RIGHT TO CONDUCT - AND YOU AUTHORIZE TLF TO CONDUCT - ANY
CRIMINAL BACKGROUND CHECK OR OTHER SCREENINGS (SUCH AS SEX OFFENDER REGISTER
SEARCHES) AT ANY TIME USING AVAILABLE PUBLIC RECORDS, AND YOU AGREE THAT ANY
INFORMATION YOU PROVIDE MAY BE USED FOR THAT PURPOSE. IF THE COMPANY DECIDES TO
CONDUCT ANY SCREENING THROUGH A CONSUMER REPORTING AGENCY, YOU HEREBY AUTHORIZE
THE COMPANY TO OBTAIN AND USE A CONSUMER REPORT ABOUT YOU TO DETERMINE YOUR
ELIGIBILITY UNDER THESE TERMS.
YOU
ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER USERS. SEX
OFFENDER SCREENINGS AND OTHER TOOLS DO NOT GUARANTEE YOUR SAFETY AND ARE NOT A
SUBSTITUTE FOR FOLLOWING THE proper SAFETY TIPS AND OTHER SENSIBLE SAFETY
PRECAUTIONS. ALWAYS USE YOUR BEST JUDGMENT AND TAKE APPROPRIATE SAFETY
PRECAUTIONS WHEN COMMUNICATING WITH OR MEETING NEW PEOPLE. COMMUNICATIONS
RECEIVED THROUGH THE SERVICE, INCLUDING AUTOMATIC NOTIFICATIONS SENT BY TLF,
MAY RESULT FROM USERS ENGAGING WITH THE SERVICE FOR IMPROPER PURPOSES,
INCLUDING FRAUD, ABUSE, HARASSMENT, OR OTHER SUCH IMPROPER BEHAVIOR.
Though TLF strives to encourage a respectful user
experience, it is not responsible for the conduct of any user on or off the
Service. You agree to use caution in all interactions with other users,
particularly if you decide to communicate off the Service or meet in person.
11. DISCLAIMER
TLF’s Services are
provided "as is" and we do not make, and cannot make, any
representations about the content or features of our Services or Member
Content.
TLF PROVIDES OUR SERVICES ON AN
"AS IS" AND "AS AVAILABLE" BASIS AND TO THE EXTENT
PERMITTED BY APPLICABLE LAW, GRANTS NO WARRANTIES OF ANY KIND, WHETHER EXPRESS,
IMPLIED, STATUTORY OR OTHERWISE WITH RESPECT TO OUR SERVICES (INCLUDING ALL
CONTENT CONTAINED THEREIN), INCLUDING, WITHOUT LIMITATION, ANY IMPLIED
WARRANTIES OF SATISFACTORY QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE OR NON-INFRINGEMENT. TLF DOES NOT REPRESENT OR WARRANT THAT
(A) OUR SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR FREE, (B) ANY DEFECTS
OR ERRORS IN OUR SERVICES WILL BE DISCOVERED OR CORRECTED, OR (C) THAT ANY
CONTENT OR INFORMATION YOU OBTAIN ON OR THROUGH OUR SERVICES WILL BE ACCURATE,
COMPLETE, CURRENT, OR APPROPRIATE FOR YOUR PURPOSES. FURTHERMORE, TLF MAKES
NO GUARANTEES AS TO THE NUMBER OF ACTIVE USERS AT ANY TIME; USERS' ABILITY OR
DESIRE TO COMMUNICATE WITH OR MEET YOU, OR THE ULTIMATE COMPATIBILITY WITH OR
CONDUCT BY USERS YOU MEET THROUGH THE SERVICES.
TLF ASSUMES NO RESPONSIBILITY FOR
ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES,
AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TLF ASSUME ANY
RESPONSIBILITY FOR THE IDENTITY, INTENTIONS, LEGITIMACY, OR VERACITY OF ANY
USERS WITH WHOM YOU MAY COMMUNICATE WITH THROUGH TLF. ANY MATERIAL
DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR SERVICES IS ACCESSED AT
YOUR OWN DISCRETION AND RISK. TLF IS NOT RESPONSIBLE FOR ANY DAMAGE
TO YOUR COMPUTER HARDWARE, COMPUTER SOFTWARE, OR OTHER EQUIPMENT OR TECHNOLOGY
INCLUDING, BUT WITHOUT LIMITATION, DAMAGE FROM ANY SECURITY BREACH OR FROM ANY
VIRUS, BUGS, TAMPERING, HACKING, FRAUD, ERROR, OMISSION, INTERRUPTION, DEFECT,
DELAY IN OPERATION OR TRANSMISSION, COMPUTER LINE OR NETWORK FAILURE, OR ANY
OTHER TECHNICAL OR OTHER DISRUPTION OR MALFUNCTION.
12. DIGITAL MILLENNIUM
COPYRIGHT ACT
We take copyright
infringement very seriously. We ask you to help us to ensure we address it
promptly and effectively.
True Love Finder, LLC (TLF) has adopted the following
policy towards copyright infringement in accordance with the Digital Millennium
Copyright Act (the "DMCA"). If you believe any Member Content or Our
Content infringes upon your intellectual property rights, please submit a
notification alleging such infringement ("DMCA Takedown Notice")
including the following:
1.
A physical or electronic signature of a person authorized to act
on behalf of the owner of an exclusive right that is allegedly infringed;
2.
Identification of the copyrighted work claimed to have been
infringed, or, if multiple copyrighted works at a single online site are
covered by a single notification, a representative list of such works;
3.
Identification of the material claimed to be infringing or to be
the subject of infringing activity and that is to be removed or access disabled
and information reasonably sufficient to permit the service provider to locate
the material;
4.
Information reasonably sufficient to permit the service provider
to contact you, such as an address, telephone number, and, if available, an
electronic mail;
5.
A statement that you have a good faith belief that use of the
material in the manner complained of is not authorized by the copyright owner,
its agent, or the law; and
6.
A statement that, under penalty of perjury, the information in
the notification is accurate and you are authorized to act on behalf of the
owner of the exclusive right that is allegedly infringed.
Any DMCA Takedown
Notices should be sent to admin@truelovefinder.com, by phone to 724-799-8659
or via mail to the following address: Copyright Compliance Department c/o TLF
Legal, 10962 Perry Hwy., Wexford, PA 15090.
TLF will terminate the accounts of repeat infringers.
13. ADS AND
THIRD-PARTY CONTENT
Like many
subscription-based services, there are ads on our Services.
Our Services may contain advertisements and promotions offered
by third parties and links to other websites or resources. In addition, our
Services may allow you to watch an advertisement in exchange for Virtual
Items; TLF does not guarantee that you will always be eligible to
watch such advertisements, or that any such advertisements will be
available. TLF may also provide non-commercial links or references to
third parties within its content. TLF is not responsible for the
availability (or lack of availability) of any external websites or resources or
their content. Furthermore, TLF is not responsible for, and does not
endorse, any products or services that may be offered by third-party websites
or resources. If you choose to interact with the third parties made available
through our Services, such party's terms will govern their relationship with
you. TLF is not responsible or liable for such third parties' terms
or actions.
14. LIMITATION OF
LIABILITY
TLF’s liability is
limited to the maximum extent allowed by applicable law.
TO THE FULLEST EXTENT PERMITTED BY
APPLICABLE LAW, IN NO EVENT WILL TLF, ITS AFFILIATES, EMPLOYEES,
LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL,
EXEMPLARY, INCIDENTAL, SPECIAL, PUNITIVE, FIXED, OR ENHANCED DAMAGES,
INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, WHETHER INCURRED DIRECTLY OR
INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES,
RESULTING FROM: (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE
SERVICES, (II) THE CONDUCT OR CONTENT OF ANY USERS (INCLUDING BUT NOT LIMITED
TO CONTENT DEFINED ABOVE AS 'MEMBER CONTENT' OR 'YOUR CONTENT') OR THIRD
PARTIES ON OR THROUGH ANY OF OUR AFFILIATES’ SERVICES OR IN CONNECTION WITH THE
SERVICES; OR (III) ANY UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT,
EVEN IF TLF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO
THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL tLF'S
AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE SERVICES EXCEED THE
AMOUNT PAID, IF ANY, BY YOU TO TLF FOR THE SERVICES DURING THE
TWENTY-FOUR (24) MONTH PERIOD IMMEDIATELY PRECEDING THE DATE THAT YOU FIRST
FILE A LAWSUIT, ARBITRATION OR ANY OTHER LEGAL PROCEEDING AGAINST TLF,
WHETHER STATUTORY, IN LAW OR IN EQUITY, IN ANY TRIBUNAL. THE DAMAGES LIMITATION
SET FORTH IN THE IMMEDIATELY PRECEDING SENTENCE APPLIES (i) REGARDLESS OF THE
GROUND UPON WHICH LIABILITY IS BASED (WHETHER DEFAULT, CONTRACT, TORT, STATUTE,
OR OTHERWISE), (ii) IRRESPECTIVE OF THE TYPE OF BREACH OF RIGHTS, PRIVILEGES,
OR OBLIGATIONS, AND (iii) WITH RESPECT TO ALL EVENTS, THE SERVICE, AND THIS AGREEMENT.
THE LIMITATION OF LIABILITY PROVISIONS SET FORTH IN THIS SECTION
14 SHALL APPLY EVEN IF YOUR REMEDIES UNDER THIS AGREEMENT FAIL WITH RESPECT TO
THEIR ESSENTIAL PURPOSE.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF CERTAIN
DAMAGES, SO SOME OR ALL OF THE LIMITATIONS IN THIS SECTION MAY NOT APPLY TO
YOU.
15. DISPUTE RESOLUTION
SECTION
In the unlikely event
that we have a legal dispute, here is how the Parties agree to proceed, except
where prohibited by applicable law.
Any Subsection in this Dispute Resolution Section that is
prohibited by law shall not apply to the users residing in that jurisdiction,
including Subsections 15b, 15c, 15d, and 15e.
15a. INFORMAL DISPUTE
RESOLUTION PROCESS
If you are dissatisfied with our Services for any reason, please
contact TLF Customer Service first so we can try to resolve your
concerns without the need of outside assistance. If you choose to pursue a
dispute, claim or controversy against TLF, these terms will apply. For
purposes of this Dispute Resolution Process and Arbitration Procedures set
forth in Section 15, "TLF" shall include our affiliates, employees,
licensors, and service providers.
TLF values its relationship with you and appreciates the
mutual benefit realized from informally resolving Disputes. “Dispute” is any
dispute, claim, or controversy between you and TLF that arises from
or relates in any way to this Agreement (including any alleged breach of this
Agreement), the Service, or our relationship with you. “Dispute” as used in
this Agreement shall have the broadest possible meaning and include claims that
arose before the existence of this or any prior Agreement and claims that arise
during the term of this Agreement or after the termination of this Agreement
(unless this Agreement is superseded by a subsequent Agreement entered into by
you and TLF). If you have a Dispute with TLF (“Your Dispute”),
before formally pursuing Your Dispute in arbitration or small claims court, you
agree to first (send a detailed notice (“Notice”) to TLF LLC, 10962 Perry
Highway, Wexford, PA 15090 USA. However,
if Your Dispute includes individual claims of sexual assault or sexual
harassment occurring in connection with your use of the Services, then you are
not required to send a Notice before pursuing your claims in accordance with
Section 17.
If TLF has a Dispute with you (“TLF’s
Dispute"), TLF agrees to first send a Notice to you at your most
recent email address on file with us, or if no email address is on file, other
contact information associated with your account. Your Notice must contain all
of the following information: (1) your full name; (2) information that
enables TLF to identify your account, including a picture or
screenshot of your profile, your address, mobile phone number, email address,
and date of birth you used to register your account if any; and (3) a detailed
description of your Dispute, including the nature and factual basis of your
claim(s) and the relief you are seeking with a corresponding calculation of
your alleged damages (if any). You must personally sign this Notice for it to
be effective. TLF’s Dispute Notice must likewise set forth a detailed
description of TLF’s Dispute, which shall include the nature and factual
basis of its claim(s) and the relief it is seeking, with a corresponding
calculation of our damages (if any). You and TLF agree to then negotiate
in good faith in an effort to resolve the Dispute. As part of these good faith
negotiations, TLF may request a telephone conference with you to
discuss Your Dispute, and you agree to personally participate, with your
attorney if you’re represented by counsel. Likewise, you may request a
telephone conference to discuss TLF’s Dispute with you, and TLF agrees
to have one representative participate. (For the avoidance of doubt, TLF’s
termination of your account, as set forth in Section 4 above, is not TLf’s
Dispute with you.) This informal process should lead to a resolution of the
Dispute. However, if the Dispute is not resolved within 60 days after receipt
of a fully completed Notice and the Parties have not otherwise mutually agreed
to an extension of this informal dispute resolution time period, you or TLF may
initiate an arbitration (subject to a Party’s right to elect small claims court
as provided below).
Completion of this informal dispute resolution is a condition
precedent to filing any demand for arbitration or small claims court action
(except for individual claims of sexual assault or sexual harassment occurring
in connection with your use of the Services). Failure to do so is a breach of
this Agreement. The statute of limitations and any filing fee deadlines will be
tolled while you and TLF engage in this informal dispute resolution
process. Unless prohibited by applicable law, the arbitration provider,
National Arbitration and Mediation (“NAM”), shall not accept or administer any
demand for arbitration and shall administratively close any arbitration unless
the Party bringing such demand for arbitration can certify in writing that the
terms and conditions of this informal dispute resolution process were fully
satisfied. A court of competent jurisdiction shall have authority to enforce
this provision and to enjoin any arbitration proceeding or small claims court
action accordingly.
All offers, promises, conduct, and statements made in the course
of the informal dispute resolution process by any party, its agents, employees,
and attorneys are confidential and not admissible for any purpose in any
subsequent proceeding (except to the extent required to certify in writing that
the Party met the requirements of this informal dispute resolution process
before commencing a NAM arbitration), provided that evidence that is otherwise
admissible or discoverable shall not be rendered inadmissible or
non-discoverable.
15b. INDIVIDUAL
RELIEF: CLASS ACTION AND JURY TRIAL WAIVER
TO
THE FULLEST EXTENT ALLOWABLE BY LAW, YOU AND True Love Finder, LLC (TLF) EACH
WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO LITIGATE DISPUTES IN COURT IN
FAVOR OF INDIVIDUAL ARBITRATION (EXCEPT FOR SMALL CLAIMS COURT OR FOR
INDIVIDUAL CLAIMS OF SEXUAL ASSAULT OR SEXUAL HARASSMENT OCCURING IN CONNECTION
WITH YOUR USE OF THE SERVICES, AS PROVIDED HEREIN). YOU AND TLF EACH
WAIVE THE RIGHT TO FILE OR PARTICIPATE IN A CLASS ACTION AGAINST THE OTHER OR
OTHERWISE TO SEEK RELIEF ON A CLASS BASIS, INCLUDING ANY CURRENTLY PENDING
ACTIONS AGAINST TLF. TO THE FULLEST EXTENT ALLOWABLE BY LAW, THERE SHALL
BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED OR LITIGATED ON A
CLASS, COLLECTIVE, REPRESENTATIVE, CONSOLIDATED, OR PRIVATE ATTORNEY GENERAL
BASIS. THE ARBITRATOR CAN AWARD THE SAME RELIEF AVAILABLE IN COURT PROVIDED
THAT THE ARBITRATOR MAY ONLY AWARD FINAL RELIEF (INCLUDING INJUNCTIVE OR
DECLARATORY RELIEF) IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO
THE EXTENT NECESSARY TO PROVIDE FINAL RELIEF WARRANTED BY THAT INDIVIDUAL
PARTY’S CLAIM. THE ARBITRATOR MAY NOT AWARD FINAL RELIEF FOR, AGAINST, OR ON
BEHALF OF ANYONE WHO IS NOT A PARTY TO THE ARBITRATION ON A CLASS, COLLECTIVE,
REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL BASIS. IF A COURT DETERMINES THAT
ANY OF THESE PROHIBITIONS IN THIS PARAGRAPH ARE UNENFORCEABLE AS TO A
PARTICULAR CLAIM OR REQUEST FOR RELIEF (SUCH AS A REQUEST FOR PUBLIC INJUNCTIVE
RELIEF), AND ALL APPEALS OF THAT DECISION ARE AFFIRMED AND SUCH DECISION
BECOMES FINAL, THEN YOU AND TLF AGREE THAT THAT PARTICULAR CLAIM OR
REQUEST FOR RELIEF SHALL PROCEED IN COURT BUT SHALL BE STAYED PENDING
INDIVIDUAL ARBITRATION OF THE REMAINING CLAIMS FOR RELIEF THAT YOU HAVE
BROUGHT. IF THIS SPECIFIC PARAGRAPH IS FOUND TO BE UNENFORCEABLE, THEN THE
ENTIRETY OF THIS ARBITRATION PROVISION (EXCEPT FOR THE JURY TRIAL WAIVER AND
THE INFORMAL DISPUTE RESOLUTION PROCESS) SHALL BE NULL AND VOID. THIS PARAGRAPH
IS AN ESSENTIAL PART OF THIS ARBITRATION AGREEMENT.
15c. DISPUTE
RESOLUTION THROUGH ARBITRATION OR SMALL CLAIMS COURT
Any Dispute (that is not resolved informally by TLF Customer
Service or as provided under subsection 15a above) shall be exclusively
resolved through BINDING INDIVIDUAL ARBITRATION except as specifically provided
otherwise in this Dispute Resolution Section. Notwithstanding the foregoing,
either you or TLF may elect to have an individual claim heard in
small claims court. If the request to proceed in small claims court is made
after an arbitration has been initiated but before an arbitrator has been
appointed, such arbitration shall be administratively closed by the arbitration
provider (e.g., NAM). Any controversy over the small claims court’s
jurisdiction shall be exclusively determined by such small claims court. No
determinations made by a small claims court shall have preclusive effect in any
proceeding involving TLF and anyone other than you. In the event such
small claims court specifically determines that it is without jurisdiction to
hear the Dispute, you and TLF shall arbitrate the Dispute under the
terms of this Agreement. All other issues (except as otherwise provided herein)
are exclusively for the Arbitrator to decide, including but not limited to
scope and enforceability of this Dispute Resolution Section and including
questions of arbitrability, any request to proceed in small claims court that
is made after an arbitrator has been appointed, and any dispute as to whether
either Party is in breach or default of the Dispute Resolution Section or has
explicitly or implicitly waived the right to arbitrate. If you or TLF challenges
the small claims court election in your Dispute, and a court of competent
jurisdiction determines that the small claims court election is unenforceable,
then such election shall be severed from this Agreement as to your Dispute.
However, such court determination shall not be considered or deemed binding or
have preclusive effect with respect to any proceeding involving TLF and
anyone other than you.
Any court proceeding to enforce this Dispute Resolution Section
15, including any proceeding to confirm, modify, or vacate an arbitration
award, must be commenced in accordance with Section 17. In the event Dispute
Resolution Section 15 is for any reason held to be unenforceable, any
litigation against TLF (except for small claims court actions) may be
commenced only in the federal or state courts located in Allegheny County, Pittsburgh,
Pennsylvania. You hereby irrevocably consent to those courts’ exercise of
personal jurisdiction over you for such purposes and waive any claim that such
courts constitute an inconvenient forum.
15d. INDIVIDUAL
ARBITRATION AND MASS ARBITRATION PROTOCOLS
This subsection 15d
applies to Disputes that are submitted to NAM after fully completing the
informal dispute resolution process described in subsection 15a above and when
no small claims court election is made by you or TLF. Any arbitration
between you and TLF shall be administered by NAM in accordance with
NAM’s operative Comprehensive Dispute Resolution Rules and Procedures (the “NAM
Rules”) in effect at the time any demand for arbitration is filed with NAM, as
modified by this Dispute Resolution Section 15. For a copy of the NAM Rules,
please visit https://www.namadr.com/resources/rules-fees-forms or contact NAM
at NAM’s National Processing Center at 990 Stewart Avenue, 1st Floor, Garden
City, NY 11530 or at email address at commercial@namadr.com. If NAM is unable or
unwilling to perform its duties under this Agreement, the Parties shall
mutually agree on an alternative administrator that will replace NAM and assume
NAM’s role consistent with this Agreement and this Agreement will govern to the
extent it conflicts with the arbitration provider’s rules. If the Parties are
unable to agree, they will petition a court of competent jurisdiction to
appoint an arbitration provider who will assume NAM’s duties under this
Agreement and this Agreement will govern to the extent it conflicts with the
arbitration provider’s rules.
The Parties agree that the following procedures will apply to
any Arbitrations initiated under this Dispute Resolution Section (subject to
either Party’s small claims court election as described above):
1.
Commencing an Arbitration – To initiate an arbitration, you
or TLF shall send to NAM a demand for arbitration (“Demand for
Arbitration”) that describes the claim(s) and request for relief in detail,
consistent with the requirements in this Agreement and NAM Rules. If you send a
Demand for Arbitration, you shall also send it to True Love Finder, LLC @
10962 Perry Highway, Wexford, PA 15090,
USA, within 7 days of delivery of the Demand for Arbitration to NAM. If TLF sends
a Demand for Arbitration, we will also send it to your mailing address on file
with us within the same 7-day period. If your mailing address is unavailable,
we will send it to your email address on file, or if no email address is on
file, other contact information associated with your account. The arbitration
provider shall not accept or administer any demand for arbitration and shall
administratively close any such demand for arbitration that fails to certify in
writing that the Party meets the requirements of Dispute Resolution Section 15
or if either Party elects small claims court as set forth above.
2.
Fees – The payment of NAM fees shall be governed by the NAM
Rules, except to the extent that the case is a part of a Mass Filing (as
defined below) or the NAM fees and costs (including Arbitrator fees) paid by
either Party are reallocated upon order of the Arbitrator following a
determination that (a) either Party breached Section 15 of this Agreement, (b)
such reallocation is called for under this Agreement, or (c) reallocation is
otherwise permitted under applicable law. Upon a showing to TLF of
your financial hardship we will consider a good faith request made by you to
pay your portion of the applicable consumer portion of the filing fee. TLF is
committed to ensuring that arbitration costs to consumers do not serve as a
barrier to the adjudication of disputes. If TLF initiates an arbitration
against you, we shall pay all NAM fees.
3.
The Arbitrator – The arbitration shall be conducted by a single, neutral
arbitrator (the “Claim Arbitrator”), as assisted by any Process Arbitrator
appointed under NAM Rules. (The term “Arbitrator” applies to both the Claim
Arbitrator and the Process Arbitrator). If a hearing is elected by either
Party, the Arbitrator shall be in or close to the location in which you reside.
The Arbitrator is bound by and shall adhere to this Agreement. In the event NAM
Rules conflict with this Agreement, the terms of this Agreement shall control.
If the Arbitrator determines that strict application of any term of Section 15
of this Agreement (except for the small claims election, which shall be
determined by the small claims court) would result in a fundamentally unfair
arbitration (the “Unfair Term”), then the Arbitrator shall have authority to
modify the Unfair Term to the extent necessary to ensure a fundamentally fair
arbitration that is consistent with the Terms of Use (the “Modified Term”). In
determining the substance of a Modified Term, the Arbitrator shall select a
term that comes closest to expressing the intention of the Unfair Term.
4.
Dispositive Motions – The Parties agree that the Claim
Arbitrator shall have the authority to consider dispositive motions without an
oral evidentiary hearing. Dispositive motions may be requested under the
following circumstances: (a) within 30 days after the Claim Arbitrator’s
appointment, a Party may request to file a dispositive motion based upon the
pleadings; and (b) no later than 30 days prior to the evidentiary hearing, a
Party may request to file a dispositive motion for summary judgment based upon
the Parties’ pleadings and the evidence submitted.
5.
Discovery – Each Party may (a) serve up to five requests for
relevant, non-privileged documents from the other Party; and (b) request that
the other Party provide verified responses to no more than 5 relevant
interrogatories (including subparts). Unless both Parties agree otherwise, no
other forms of discovery (including depositions) may be utilized. Any such
discovery requests must be served on the other Party within 21 days after the
Claim Arbitrator’s appointment. The responding Party shall provide the requesting
Party with all responsive, non-privileged documents, responses signed by the
Party themselves to the requested interrogatories, and/or any objections to the
requests within 30 days after receipt of the requests, or, in the event of an
objection to any discovery request, 30 days after the Claim Arbitrator resolves
the dispute. In the event either Party requests that the Claim Arbitrator
consider a dispositive motion on the pleadings, such written discovery response
deadlines shall be extended until 30 days following the Claim Arbitrator’s
final decision on such dispositive motion. If after meeting and conferring the
Parties cannot agree on a dispute about discovery or a request for extension,
that matter shall be submitted promptly to the Claim Arbitrator for resolution.
In ruling on any discovery matter, the Claim Arbitrator shall take into
consideration the nature, amount, and scope of the underlying arbitration
claim, the cost and other effort that would be involved in providing the
requested discovery, the case schedule, and the extent to which the requested
discovery is truly necessary for the adequate preparation of a claim or
defense, and NAM’s goal of efficient and economical resolutions. The burden of
establishing good cause for any additional discovery is on the moving Party.
6.
Confidentiality – Upon either Party’s request, the Arbitrator will issue
an order requiring that confidential information of either Party disclosed
during the arbitration (whether in documents or orally) may not be used or
disclosed except in connection with the arbitration or a proceeding to enforce
the arbitration award and that any permitted court filing of confidential
information must be done under seal.
7.
Arbitration Hearing – You and TLF are entitled to a
fair evidentiary hearing (i.e. trial) before the Claim Arbitrator. Arbitration
proceedings are usually simpler, less costly, and more streamlined than trials
and other judicial proceedings. The Parties agree to waive all oral hearings
and instead submit all disputes to the Claim Arbitrator for an award based on
written submissions and other evidence as the Parties may agree, unless a Party
requests an oral hearing at least within 10 days after the Respondent files a
response. If an oral evidentiary hearing is requested, both Parties must be
personally present at the hearing, regardless of whether either Party has
retained counsel. Both Parties must personally attend the hearing. Either
Party’s failure to personally attend the hearing, without a continuance ordered
by the Claim Arbitrator for good cause, will result in a default judgment taken
against that Party.
8.
Arbitration Award – Regardless of the format of the
arbitration, the Claim Arbitrator shall provide a reasonable decision, in
writing within 30 days after the hearing or, if no hearing is held, within 30
days after any rebuttal or supplemental statements are due. The decision must
clearly specify the relief, if any, awarded and contain a brief statement of
the reasons for the award. The arbitration award is binding only between you
and TLF and will not have any preclusive effect in another
arbitration or proceeding that involves a different Party. The Claim Arbitrator
may, however, choose to consider rulings from other arbitrations involving a
different Party. The Arbitrator may award fees and costs as provided by the NAM
Rules or to the extent such fees and costs could be awarded in court. This
includes but is not limited to the ability of the Arbitrator to award fees and
costs if the Arbitrator determines that a claim or defense is frivolous or was
brought for an improper purpose, for the purpose of harassment, or in bad faith.
9.
Offer of Settlement – The Respondent may, but is not
obligated to, make a written settlement offer to the opposing Party any time
before the evidentiary hearing or, if a dispositive motion is permitted, prior
to the dispositive motion being granted. The amount or terms of any settlement
offer may not be disclosed to the Claim Arbitrator until after the Claim
Arbitrator issues an award on the claim. If the award is issued in the opposing
Party’s favor and is less than the Respondent’s settlement offer or if the
award is in the Respondent’s favor, the opposing Party must pay the
Respondent’s costs incurred after the offer was made, including any attorney’s
fees. If any applicable statute or case law prohibits the flipping of costs
incurred in the arbitration, then the offer in this provision shall serve to
cease the accumulation of any costs that claimant may be entitled to for the
cause of action under which it is suing.
10.
Mass Filing – If, at any time, 25 or more similar demands for
arbitration are asserted against True Love Finder, LLC (TLF) or
related parties by the same or coordinated counsel or entities (“Mass Filing”),
consistent with the definition and criteria of Mass Filings set forth in the
NAM’s Mass Filing Supplemental Dispute Resolution Rules and Procedures (“NAM’s
Mass Filing Rules”, available at https://www.namadr.com/resources/rules-fees-forms/), the additional
protocols set forth below shall apply.
i.
If you or your counsel file a Demand for Arbitration that fits
within the definition of Mass Filing referred to above, then you agree that
your Demand for Arbitration shall be subject to the additional protocols set
forth in this Mass Filing subsection. You also acknowledge that the
adjudication of your Dispute might be delayed and that any applicable statute
of limitations shall be tolled from the time at which the first cases are
chosen to proceed until your case is chosen for a bellwether proceeding.
ii.
NAM’s Mass Filing Rules shall apply if your Dispute is deemed by
NAM, in its sole discretion pursuant to its Rules and this Dispute Resolution
Section, to be part of a Mass Filing. Such election for NAM’s Mass Filing Rules
and related fee schedule must be made by either you or TLF in writing
and submitted to NAM and all Parties.
Bellwether Proceedings. Bellwether proceedings are encouraged by
courts and arbitration administrators when there are multiple disputes
involving similar claims against the same or related parties. For the first set
of bellwether proceedings, counsel for the Mass Filings claimants (including
you) and counsel for TLF shall each select 15 Demands for Arbitration
(30 total) to proceed, and no more than those 30 arbitrations shall be filed,
processed, adjudicated, or pending at such time, with each of the 30 individual
arbitrations presided over by a different Claim Arbitrator. During this time,
no other Demands for Arbitration that are part of the Mass Filings may be
filed, processed, adjudicated, or pending. If the Parties are unable to resolve
the remaining Demands for Arbitration after the first set of bellwether
proceedings are arbitrated or otherwise resolved, then the Parties will
continue to engage in the bellwether proceedings for an additional four (4)
rounds, increasing the amount of Demands for Arbitration selected by counsel
for each Party by five (5) with each round, so that during the second round,
counsel for the Claimants and counsel for TLF shall each select an
additional 20 Demands for Arbitration (40 total), in the third round, 25 each
(50 total), in the fourth round, 30 each (60 total), and in the fifth round 35
each (70 total). Within each round, each of the individual arbitrations is to
be presided over by a different Claim Arbitrator, and during these additional
rounds of the bellwether proceedings, no other Demands for Arbitration that are
part of the Mass Filings may be filed, processed, or adjudicated once selected
by the Procedural Arbitrator. Following the first round of bellwether
proceedings, but before the second round of bellwether proceedings, counsel for
the Parties shall participate in a global mediation, before a retired federal
or state-court judge (unless the Parties agree otherwise), with TLF to
pay the mediator’s fees. Following the second, third, fourth, and fifth rounds
of bellwether proceedings, counsel for both parties should discuss additional
mediation and seek out opportunities to resolve the remaining Demands for
Arbitration, but will only proceed with mediation upon consent of counsel for
all Parties.
If the Parties are unable to resolve the remaining Demands for
Arbitration after the fifth set of Bellwether proceedings are arbitrated or
otherwise resolved, and the Parties decide to not continue with additional
rounds of bellwether proceedings, then counsel for the Claimants and counsel
for TLF shall discuss with NAM a fair process for individually
adjudicating the remaining Demands for Arbitration. Under this process, the
Procedural Arbitrator will make the final decision on the number of Demands for
Arbitration that can proceed individually at any time, as well as a method for
selecting which Demands for Arbitration will proceed, taking into account the
number of individual arbitrations that counsel for Claimants and counsel
for TLF are able to reasonably manage at the same time, as well as
the number of individual arbitrations that NAM is able to administer. A Demand
for Arbitration that was not included in the Bellwether process will only be
deemed filed, processed, or adjudicated once selected by the Procedural
Arbitrator. At any time after the first set of Demands for Arbitration are
resolved (30 Demands for Arbitration total), the Parties may agree to forgo the
bellwether proceedings for any additional Demands for Arbitration deemed to be
part of the Mass Filings. Fees associated with a Demand for Arbitration
included in the Mass Filings, including fees owed by TLF and the
Claimants (including you), shall only be due after the Demand for Arbitration
is chosen to proceed as part of a set of bellwether proceedings, or after being
selected by the Procedural Arbitrator to proceed upon completion of the Bellwether
proceedings, and therefore properly designated for filing, processing, and
adjudication. The parties are encouraged to meet and confer throughout this
process regarding ways to streamline the proceedings, including discussion of
potential ways to increase the number of Demands for Arbitration to be
adjudicated in sets of staged Bellwether proceedings. Either party may
negotiate with NAM as to reducing and deferring fees and streamlining
procedures. If you are a Mass Filing claimant, any applicable statute of
limitations (or other applicable limitations period) shall be tolled beginning
when you initiate the informal dispute resolution process set forth in
subsection 15a of the Agreement, and if the first Mass Filings’ Demands for
Arbitration that are chosen for the initial set of bellwether proceedings have
been filed, your claims will remain tolled until your Demand for Arbitration is
either selected by counsel for the Parties in the Bellwether proceedings or
selected by the Procedural Arbitrator following completion of the Bellwether
proceedings. A court of competent jurisdiction located in a venue allowed under
Section 17 of the Agreement shall have the power to enforce this subsection.
iii.
You and TLF agree that we each value the integrity and
efficiency of the arbitration and small claims court process and wish to employ
the process for the fair resolution of genuine and sincere disputes between us.
You and TLF acknowledge and agree to act in good faith to ensure the
fair resolution of genuine and sincere Disputes. The Parties further agree that
application of these Mass Filings procedures have been reasonably designed to
result in an efficient and fair adjudication of such cases.
15e. FUTURE CHANGES
AND RETROACTIVE APPLICATION
This Dispute
Resolution Section 15 applies to all Disputes between the Parties, including
for any claims that accrued against you or TLF prior to the time of
your consent to this Agreement and to any claims that accrue against you
or TLF after your consent to this Agreement. Notwithstanding any provision in this
Agreement to the contrary, you may elect to opt out of the retroactive
application of this Dispute Resolution Section 15 as to claims that have
accrued against you or against TLF prior to the time of your consent to
this Agreement. You may opt out by sending us written notice, within 30 days of
the time you consent to this Agreement, to the following email address: optout@truelovefinder.com. Please do not direct any customer support
inquiries to optout@truelovefinder.com, as they will not be
addressed; such inquiries should be directed to Customer Service at customer
support. You must include information sufficient to identify your account(s),
such as the email address or phone number associated with your account(s), and
should include a statement that you are opting out of the retroactive
application of this Dispute Resolution Section 15. Please note: if you opt out
of the retroactive application of this Dispute Resolution Section 15, you will
still be subject to and bound by any Dispute Resolution Sections and
Arbitration Procedures you previously agreed to, including any arbitration
provisions, class action waivers, and retroactive application sections. Also,
regardless of whether you opt out of the retroactive application of these
changes, the Parties will resolve any claims that accrue against you or TLF after
your consent to this Agreement in accordance with this Dispute Resolution
Section.
16. GOVERNING LAW
Pennsylvania law and
the Federal Arbitration Act will apply to any Dispute (except where prohibited
by law).
To the fullest extent allowable by law, the laws of Pennsylvania,
U.S.A., without regard to its conflict of laws rules, shall apply to any
Dispute arising out of or relating to this Agreement or our Services.
Notwithstanding the foregoing, the Dispute Resolution Process set forth in
Section 15 shall be governed by the Federal Arbitration Act.
17. VENUE/FORUM
SELECTION
To the fullest extent
allowable by law, any claims that are not arbitrated for any reason must be
litigated in Allegheny County, Pittsburgh, PA (except for claims filed in small
claims court).
Except where prohibited by law and except for claims that are
heard in a small claims court as set forth in Section 15, any claims arising
out of or relating to this Agreement (including any challenges to the class
action waiver provision in subsection 15b), to our Services, or to your
relationship with TLF that for whatever reason are not required to be
arbitrated or filed in small claims court, will be litigated exclusively in the
federal or state courts located in Allegheny County, Pittsburgh, PA, U.S.A. You
and TLF consent to the exercise of personal jurisdiction of courts in
the State of Pennsylvania and waive any claim that such courts constitute an
inconvenient forum.
18. INDEMNITY BY YOU
You agree to
indemnify TLF if a claim is made against TLF due to your
actions.
Where permitted by law, you agree, to the extent permitted under
applicable law, to indemnify, defend, and hold harmless TLF, our
affiliates, and our respective officers, directors, agents, and employees from
and against any and all complaints, demands, claims, damages, losses, costs,
liabilities, and expenses, including attorney's fees, due to, arising out of,
or relating in any way to your access to or use of our Services, Your content,
your conduct toward other users, or your breach of this Agreement. SOME JURISDICTIONS DO NOT ALLOW
INDEMNIFICATION, SO SOME OR ALL OF THIS SECTION MAY NOT APPLY TO YOU.
19. ACCEPTANCE OF
TERMS
By using our Services,
you accept the Terms of this Agreement.
By using our Services,
whether through a mobile device, mobile application, or computer, you agree to
be bound by (i) these Terms, which we may amend from time to time, (ii)
our Privacy Policy, Cookie Policy, Community Guidelines, and Safety Tips
plus any Additional Terms Upon Purchase. If you do not accept and agree to be
bound by all of the terms of this Agreement, you are not entitled to use our
Services.
All pronouns and any variations thereof shall be deemed to refer
to the masculine, feminine, neuter, singular or plural as the identity of the
entities or persons referred to any require.
20. ENTIRE AGREEMENT
This Agreement
supersedes any previous agreements or representations.
These Terms, with the Privacy
Policy, Cookie Policy, Community Guidelines, and Safety Tips, plus any additional
Terms upon any purchases, contain the entire agreement between you and TLF
regarding the use of our Services. The Terms supersede all previous agreements,
representations, and arrangements between us, written or oral. If any provision
of these Terms is held invalid, illegal, or otherwise unenforceable, the
remainder of the Terms shall continue in full force and effect. The failure of
the Company to exercise or enforce any right or provision of these Terms shall
not constitute a waiver of such right or provision. You agree that your TLF account
is non-transferable and all of your rights to your account and its content
terminate upon your death, unless otherwise provided by law. Any rights and
licenses granted hereunder, may not be transferred or assigned by you, but may
be assigned by us without restriction. No agency, partnership, joint venture,
fiduciary or other special relationship or employment is created as a result of
these Terms, and you may not make any representations on behalf of or
bind TLF in any manner.
21. SPECIAL STATE
TERMS
Special terms apply in Arizona, California, Colorado,
Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, Rhode
Island, and Wisconsin
For subscribers
residing in New York:
For subscribers
residing in North Carolina:
For subscribers
residing in Illinois, New York, North Carolina, and Ohio:
For subscribers
residing in Arizona, California, Colorado, Connecticut, Illinois, Iowa,
Minnesota, New York, North Carolina, Ohio, Rhode Island, and Wisconsin:
·
Your Right to Cancel - You may cancel your subscription, without
penalty or obligation, at any time prior to midnight of the third business day
following the date you subscribed. In the event that you die before the end of your
subscription period, your estate shall be entitled to a refund of that portion
of any payment you had made for your subscription which is allocable to the
period after your death. In the event that you become disabled (such that you
are unable to use our Services) before the end of your subscription period, you
shall be entitled to a refund of that portion of any payment you had made for
your subscription which is allocable to the period after your disability by
providing the Company notice in the same manner as you request a refund as
described above in Section 8.
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